Opening of Bank Account

Batchmates, we inquired at PNB and Landbank for the opening of our account. We cannot open yet a corporate account because we would be needing a SEC Registered Name, Approved Constitution and By-Laws, plus a bigger initial deposit and maintaining balance. The option is that we should, for the meantime, open a joint account, however the initial deposit required is P10,000.00. Right now, we only have P5,000.00 which is not sufficient. We are therefore appealing to those "medyo nakakaluag" to voluntarily contribute for the rest of the needed fund to open the account. It doesn't matter how little the share is, if those are pooled together, we're sure we can raise the needed amount. Whatever you can share will be highly appreciated. Thanks in advance to you guys!